INSURANCE LICENSING AND ACCREDITED CONTINUING EDUCATION COURSES

Ribo and otl


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  • taught by Jacques Wong

Course description

The instructor-led online RIBO 1, RIBO 2 and RIBO 3 courses prepares you for the RIBO** Level 1 & 2 (Technical) and Level 3 exams in Ontario

PNC Learning's instructor-led online (Other Than Life) OTL exam prep course prepares you for the Other Than Life exam in Ontario.

THE PNC LEARNING DIFFERENCE

SIMPLE LANGUAGE

Struggling with the HUGE and expensive textbook? We teach complex concepts in a simple & jargon-free way

DEDICATED COURSE TUTOR

Don't study alone, get instant one-on-one help from a licensed instructor by phone or online using our built-in live-chat app

GUARANTEED PASS

Didn't pass the first time? Come back and study for FREE until you do!

This course helps you get licensed even if you have:

  • No experience
  • No time
  • English isn't your first language
  • You are "bad" at studying

Why insurance?

Whether you want to sell home, auto or business insurance, this is a great industry to make a career in - you're helping protect people from financial ruin, it's recession proof and its relatively high paying. Payscale.com says that most insurance brokers in Ontario earn a salary of $48,462/yr.

Did you know? Payscale.com says that Level 2 insurance brokers/account managers can make upwards of $60,000/yr. And with the ability to earn a commission, the possibilities are endless.

But the first step is to pass the RIBO 1 exam.
To become an insurance agent in Ontario, you must first pass the OTL exam.

What is OTL?

An (Other Than Life) OTL license is required if you want to be an Insurance Agent whereas a RIBO license is if you want to become an Insurance Broker.

An Insurance Agent works directly with only 1 insurer representing and selling their products. An Insurance Broker works at a brokerage representing and selling products from multiple insurers.

One isn't necessarily "better" than the other - which course/exam you should take depends on where you want to work and which license the job requires.

Who needs this RIBO 1 online course?

With some of the best student reviews in the industry and over 38,000 enrollments, our RIBO 1 course gives you what you need to pass the RIBO 1 exam.

Earn your license and start your insurance career in under 3 weeks saving you months of study time and stress.

Who needs these RIBO 1 courses and RIBO 2 courses?

If you want to be an insurance agent but are struggling to study the complex legal theories and other concepts, or don't have time to go through the HUGE and expensive textbook on your own, but can't take a week off work to pay $1000 for immersion classes.

With some of the best student reviews in the industry and over 38,000 enrollments, our Ontario Level 1 & 2 Licensing Package gives you what you need to pass the RIBO 1 & RIBO 2 (Technical) exams.

Earn your license and start your insurance career in under 3 weeks saving you months of study time and stress.

Who needs this OTL online exam prep course? 

With some of the best student reviews in the industry and over 38,000 enrollments, our Ontario OTL course gives you what you need to pass the OTL exam and become an insurance agent.

Earn your license and start your insurance career in under 3 weeks saving you months of study time and stress.

This course provides everything you need to pass the RIBO test and more

"The quality of this learning course is unmatched. This course provides everything you need to pass the RIBO test and more. If it wasn't for this course I would not have got the e-mail today saying I am now a verified RIBO member. Not only is this course very user-friendly and easy to use, my mentor, Jack, answered all my questions I had with almost immediate responses even at ridiculous hours. I would highly recommend this course to anyone who is looking to get into the insurance broker industry."

Aaron L (Billyard Insurance Group), Ontario

(Course Taken: RIBO 1 Course)

"

The course is set up well and easy to follow and understand


"Today I found out that I passed my CAIB* 2 Exam! What an accomplishment! Jack, the material that you have provided in your course was easy to absorb in a short amount of time! Driving around with your lectures on repeat helped immensely! I am excited to let you know that I have referred a couple colleagues to you AND have registered for your CAIB* 3 Course. Thanks again!"

Sara L, Alberta, The Co-operators

(Courses Taken: CAIB* 2 & 3)

"

HOW IT WORKS & WHAT'S INCLUDED

  • RIBO 1

  • RIBO 2 Technical

  • RIBO 1 & 2 Bundle

  • Other Than Life (OTL)

LEARN

  • Downloadable RIBO 1 Textbook (only 61 pages long): this easy-to-use note package gives you exactly what you need to know to pass your exam with ZERO jargon (a $100 value)
  • Downloadable RIB Act / By-Laws / Regulations Textbook (condensed): this note package gives you what you need to know without any of the 'legalese'
  • Online Lectures: multi-media lectures with detailed examples and explanations to help you understand difficult concepts
  • Glossary of Key Terms: get the key terms and definitions explained in a simple way
  • Study Anywhere 24/7: on-the-go on computer, phone, tablet or print things out
  • Instant Access: get instant access to all of the study material online
  • RIBO 1

  • RIBO 2 Technical

  • RIBO 1 & 2 Bundle

  • Other Than Life (OTL)

REVIEW

  • Study & Exam Tips: save time by studying efficiently and learn the tips you need to pass the exam on the first try
  • ~1000 Practice Questions, Chapter Quizzes & Mock Exams: test yourself, get instant feedback on your progress and face the exam with confidence
  • Personal Course Tutor: don't study alone, get instant one-on-one help from a licensed instructor by phone or online using our built-in live-chat app
  • 8 Months Access:  it should take less than 3 weeks but we give you 8 months 
  • RIBO 1

  • RIBO 2 Technical

  • RIBO 1 & 2 Bundle

  • Other Than Life (OTL)

GUARANTEED PASS

  • Guaranteed Pass: didn't pass the first time? Come back and study for free until you do
  • Career Advice & Ongoing Mentorship: find a job fast through our employment partners
  • Free Updates: you get the latest updates as they're released (applied automatically)
  • Eligible for Canada Training Credit (50% reimbursement) or Tuition Tax Credit (if applicable)

Join 16,000+ Students, Start Your New Career Today - Sign up for a FREE TRIAL and save $10 off any course or bundle! (check your email after signing up, no credit card required)


RESULTS

16,000+

STUDENTS

38,000+

ENROLLMENTS

4.9

STARS

I took your courses and passed 3 exams in 4 weeks!

"I took your courses and passed 3 exams in 4 weeks! I was listening to your lectures repeatedly on mobile and they were so easy to remember. You explain things very well and your notes really distilled all the info in so few pages. Thank you for making my certification process so short and easy."

Rocky G (The Co-operators)

(Courses Taken: Fundamentals of Insurance, CAIB 1, CAIB 2, CAIB 3, & CAIB 4 Courses)

"

I really love what you've done with the course

"I really love what you've done with the course. It really makes it easy for anyone, not just me, to study and learn the material. I plan to build out a network of producers and they will all be reimbursed for your course as long as they pass."

Jay A, Ontario

(Courses Taken: RIBO 1 Course)

"

Your course made it very easy to study for me

"Your course made it very easy to study for me. I did my exam yesterday and passed. I could have gotten higher if studied an extra day."

Cathy J. Markham Ontario

(Courses Taken: RIBO 1 Course)

"

UPDATE: I got my exam results today. I got 85%, thank you again on your help.

"The course is designed well for me to go through as it's online and I can listen to your presentation rather than studying the book which makes me feel sleepy :). My exam went well today, the PNC online course was very much helpful. I could even write case study for 10 marks correct. [UPDATE: I got my exam results today. I got 85%, thank you again on your help.]"

Harika M, Ontario

(Courses Taken: RIBO 1 Course)

"

PS. Need your RIBO 2 Unrestricted Technical license as well? Bundle up and save $200 with the RIBO 1 & 2 Licensing Bundle .

All prices listed already include tax. If you're a brokerage owner/manager, contact us for wholesale pricing.

For Alberta residents, see our Alberta Level 1 course.

For Saskatchewan residents, see our
Saskatchewan Level 1 course .

For residents of BC or other provinces, see our
Fundamentals of Insurance course.

For OTL licensees or people who hold licenses in other provinces who need to take the
RIBO equivalency course.

Unsure which course is right for you? Click here to see more or contact us for help.

Jacques Wong

Lead Instructor

Jacques has worked in education since 2009 and has been in the insurance industry since 2013. In 2015, he won an Insurance Brokers Association award for academic excellence after scoring 97% in CAIB 3 and again in 2019 for scoring 96% in CAIB 4.

He has adapted his own study materials, blended it with his educational background and brings his ability to simplify complex ideas to students through these online courses.

Outside of his day job as a insurance broker, he lends his industry expertise to readers by writing for Insuranceopedia.

我们可以用中文授课。联系我们。WeChat ID: jacqwongg

RIBO 1 Course (Ontario Level 1) Course contents


Downloads

  • RIBO 1 Notes
  • RIBO 1 Notes (中文 / Chinese Version)
  • RIB Act, By-Laws & Regulations Notes
  • RIBO 1 Practice Exam 1
  • RIBO 1 Exam Case Study Questions
  • Additional Practice Questions
  • Glossary of Key Action Words FREE PREVIEW
  • Glossary of Key Terms

Introduction to Insurance

  • Chapter 1 - Introduction to Insurance
  • Chapter 1 Quiz
  • Chapter 2 - Government & Insurance Industry Regulations
  • Chapter 2 Quiz
  • Chapter 2 (Industry Association Supplement) Quiz
  • Chapter 3 - Contract Law & Insurance Contracts
  • Chapter 3 Quiz
  • Chapter 4 - Insurance Process & Participants
  • Chapter 4 Quiz

Property Insurance

  • Chapter 5 - Characteristics of Property Insurance Policies
  • Chapter 5 Quiz
  • Chapter 6 - Personal Property Insurance (Habitational Forms)
  • Chapter 6 Quiz
  • Chapter 6A - Endorsements
  • Chapter 6A - Additional Personal Property Coverages & Endorsements
  • Chapter 7 - Commercial Property Insurance
  • Coinsurance Explainer
  • Chapter 7 Quiz
  • Chapter 7A - Additional Commercial Property Coverages & Endorsements
  • Bonds Explainer

Legal Liability

  • Chapter 8 - Basics of Legal Liability
  • Chapter 8 Quiz Part 1
  • Chapter 8 Quiz Part 2
  • Chapter 9 - Liability Insurance Policies
  • Chapter 9 Quiz

Accident & Sickness / Travel Insurance

  • Chapter 10 - Accident & Sickness / Travel Insurance
  • Chapter 10 Quiz
  • Travel Insurance Supplement
  • Ontario Travel Insurance Supplement

Broker Regulations & Professionalism

  • Chapter 11 - Regulations/Broker Professionalism
  • Chapter 11 Quiz
  • Broker Professionalism Supplement

Ontario RIB Act, Regulations & By-laws

  • Key Points
  • Chapter 12 - Registered Insurance Brokers of Ontario Act
  • Chapter 12 - Ontario Regulations 989, 990, 991
  • Chapter 12 - Ontario By-Laws 1, 2, 20, 21, etc.
  • [NEW] RIB Act & Regulations Exam (60 Questions)

Chapter 13: Auto Insurance in Ontario

  • Introduction to Automobile Insurance
  • Financial Services Commission of Ontario (FSCO)
  • OAP 1 - Owner's Form
  • Endorsements
  • The Facility Association
  • OAP 2 - Driver's Policy
  • OAP 4 - Garage Automobile Policy
  • Standard Policy Forms (SPF)
  • Chapter 13 Quiz

OPCF Highlights

  • OPCF Highlights
  • Feedback Survey

Final Review

  • Final Check-up
  • [NEW] Liability Insurance Exam (60 Questions)
  • [NEW] Automobile Insurance Exam (57 Questions)
  • [NEW] Computer Generated Final Exam (100/375 Questions)

Conclusion

  • Ending Remarks
  • Employment Partners

[NEW] Lectures (Audio-only Version)

  • NOTICE
  • Chapter 1 Audio Lectures
  • Chapter 2 Audio Lectures
  • Chapter 3 Audio Lectures
  • Chapter 4 Audio Lectures
  • Chapter 5 Audio Lectures
  • Chapter 6 Audio Lectures
  • Chapter 6A Audio Lectures
  • Chapter 7 Audio Lectures
  • Chapter 7A Audio Lectures
  • Chapter 8 Audio Lectures
  • Chapter 9 Audio Lectures
  • Chapter 10 Audio Lectures
  • Chapter 11 Audio Lectures
  • Chapter 12 RIBO Act Audio Lecture
  • Chapter 12 Ontario Regulations Audio Lecture
  • Chapter 12 Ontario By-laws Audio Lecture
  • Chapter 13 Introduction to Automobile Insurance Audio Lecture
  • Chapter 13 FSCO Audio Lecture
  • Chapter 13 OAP 1 Audio Lecture
  • Chapter 13 Endorsements Audio Lecture
  • Chapter 13 FA Audio Lecture
  • Chapter 13 OAP2 Audio Lecture
  • Chapter 13 OAP4 Audio Lecture
  • Chapter 13 SPF Audio Lecture

Other Than Life (OTL) Exam Prep Course COntents


Downloads

  • Other Than Life Exam Prep Course Notes
  • Other Than Life Exam Prep Course Notes (中文 / Chinese Version)
  • Chapter 6A - Additional Personal Property Coverages & Endorsements Notes
  • Automobile Insurance in Canada Notes
  • Other Than Life - OTL Practice Exam 1
  • Additional Practice Questions
  • Glossary of Key Terms

Introduction to Insurance

  • Chapter 1 - Introduction to Insurance
  • Chapter 1 Quiz
  • Chapter 2 - Government & Insurance Industry Regulations
  • Chapter 2 Quiz
  • Introduction to Insurance & Government Supplement
  • Chapter 3 - Contract Law & Insurance Contracts
  • Chapter 3 Quiz
  • Chapter 4 - Insurance Process & Participants
  • Chapter 4 Quiz

Property Insurance

  • Chapter 5 - Characteristics of Property Insurance Policies
  • Chapter 5 Quiz
  • Chapter 6 - Personal Property Insurance (Habitational Forms)
  • Chapter 6 Quiz
  • Chapter 6A - Additional Personal Property Coverages & Endorsements
  • Chapter 7 - Commercial Property Insurance
  • Coinsurance Explainer
  • Chapter 7 Quiz
  • Chapter 7A - Additional Commercial Property Coverages & Endorsements
  • Bonds Explainer

Legal Liability

  • Chapter 8 - Basics of Legal Liability
  • Chapter 8 Quiz Part 1
  • Chapter 8 Quiz Part 2
  • Chapter 9 - Liability Insurance Policies
  • Chapter 9 Quiz

Broker Regulations & Professionalism

  • Chapter 10 - Regulations/Broker Professionalism
  • Chapter 10 Quiz
  • Broker Professionalism Supplement

Chapter 11: Auto Insurance in Ontario

  • Introduction to Automobile Insurance
  • Financial Services Commission of Ontario (FSCO)
  • OAP 1 - Owner's Form
  • Endorsements
  • The Facility Association
  • OAP 2 - Driver's Policy
  • OAP 4 - Garage Automobile Policy
  • Standard Policy Forms (SPF)
  • Chapter 13 Quiz

Chapter 12: Auto Insurance in Canada

  • Chapter 12 - Basics of Automobile Insurance
  • Chapter 12 - Statutory Conditions & Endorsements
  • Chapter 12 - Automobile Insurance Policies
  • Chapter 12 - Automobile Insurance (Provincial Variations: BC, AB, ON, MB, NB, NS, PE, NL, YT, NT, NU)
  • Chapter 12 Quiz

Final Review

  • Final Check-up
  • [NEW] Liability Insurance Exam (60 Questions)
  • [NEW] Automobile Insurance Exam (57 Questions)
  • [NEW] Computer Generated Final Exam (100/310 Questions)

Conclusion

  • Ending Remarks
  • Employment Partners

Level 2 Course Bundle (or RIBO 2 Technical, CAIB 2 + CAIB3)


CAIB 2 Exam Prep Course Contents

Downloads

  • CAIB 2 Exam Prep Course Notes
  • CAIB 2 Exam Prep Course Practice Exam 1
  • Additional Practice Questions
  • Glossary of Key Terms (80 Terms)

Introduction to Commercial Property Insurance

  • Chapter 1 - Basics of Commercial Property Insurance
  • Chapter 1 Quiz
  • Chapter 2 - Underwriting Commercial Property
  • Chapter 2 Quiz
  • Coinsurance Explainer

Commercial Property Insurance Policies Part 1 - Basic Coverage

  • Chapter 3 - Commercial Property Insurance Policies (Fire, Named Perils, Broad Form)
  • Chapter 3 Quiz

Midterm Review

  • Midterm Check-up
  • [NEW] Commercial Property Insurance Exam (90 Questions)

Commercial Property Insurance Policies Part 2 - Additional Policies

  • Chapter 4 - Additional Coverages (Endorsements & Add-ons)
  • Chapter 4 Quiz
  • Chapter 5 - Other Property Forms (Bailee's, Transportation, Contractor's & Special Dealer's Insurance)
  • Installation Floater Explainer Video
  • Chapter 5 Quiz

Commercial Property Insurance Policies Part 3 - Special Policies

  • Chapter 6 - Business Interruption
  • Chapter 6 Quiz
  • Chapter 7 - Crime Insurance Policies
  • Chapter 7 Quiz

Final Review

  • Final Check-up
  • [NEW] Additional Commercial Property Insurance Quiz (85 Questions)
  • [NEW] Computer Generated Final Exam (50/250 Questions)

[NEW] Lectures (Audio-only Version)

  • NOTICE
  • Chapter 1 Audio Lectures
  • Chapter 2 Audio Lectures
  • Chapter 3 Audio Lectures
  • Chapter 4 Audio Lectures
  • Chapter 5 Audio Lectures
  • Chapter 6 Audio Lectures
  • Chapter 7 Audio Lectures

Conclusion

  • Useful Acronyms

CAIB 3 Exam Prep Course Contents

Downloads

  • CAIB 3 Exam Prep Course Notes
  • Glossary of Key Terms
  • Practice Exam 1
  • Additional Practice Questions

Chapter 1 - Legal Liability

Chapter 2 - CGL

  • Commercial General Liability
  • Chapter 2 Quiz
  • [NEW] Commercial Liability Insurance Exam (65 Questions)

Midterm Review

  • Midterm Check-up

Chapter 3 - Auto

  • Commercial Automobile Insurance
  • Chapter 3 Quiz
  • [NEW] Commercial Automobile Insurance Exam (30 Questions)

Chapter 4 & 5 - Specialty Insurance

  • Chapter 4 - Marine & Aviation Insurance
  • Chapter 4 Quiz
  • [NEW] Marine & Aviation Insurance Exam (20 Questions)
  • Chapter 5 - Surety Bonds
  • Chapter 5 Quiz
  • [NEW] Surety Bond Exam (20 Questions)

Chapter 6 - Risk

  • Risk Management
  • Chapter 6 Quiz

Final Review

  • Final Review
  • [NEW] Computer Generated Final Exam (50/200 Questions)

[NEW] Lectures (Audio-only Version)

  • NOTICE
  • Chapter 1 Audio Lectures
  • Chapter 2 Audio Lectures
  • Chapter 3 Audio Lectures
  • Chapter 4 Audio Lectures
  • Chapter 5 Audio Lectures
  • Chapter 6 Audio Lectures

Conclusion

  • Ending Remarks

CAIB 4 EXAM PREP COURSE
(OR RIBO 3 MANAGEMENT OR ALBERTA LEVEL 3) CONTENTS


Downloads

  • CAIB 4 Exam Prep Course Notes
  • Practice Questions
  • [NEW] Exam Review (Long Answer Questions & Study Sheet)
  • Additional Practice Questions

Operations

  • Chapter 1 - Making Plans
  • Chapter 1 Quiz
  • Chapter 2 - Organizing Your Brokerage
  • Chapter 2 Quiz
  • Chapter 3 - Human Resources
  • Chapter 3 Quiz
  • Chapter 4 - Leadership
  • Chapter 4 Quiz

Midterm Review

  • Midterm Check-up
  • [NEW] Computer Generated Midterm Exam (10/30 Questions)

Sales & Marketing

  • Chapter 5 - Sales & Marketing
  • Chapter 5 Quiz
  • Chapter 6 - Insurer Relationships
  • Chapter 6 Quiz
  • Chapter 7 - Client Relationships
  • Chapter 7 Quiz
  • Service-Profit Chain Diagram

Management

  • Chapter 8 - Financial Management
  • Chapter 8 Quiz
  • Chapter 9 - Technology
  • Chapter 9 Quiz
  • Chapter 10 - Monitoring & Oversight
  • Chapter 10 Quiz

Supplementary Materials (for RIBO 3 Unrestricted - Management students only)

  • Registered Insurance Brokers of Ontario Act
  • Ontario Regulations 989, 990, 991
  • Ontario By-Laws 1, 2, 20, 21, etc.
  • Additional Resources - PB Handbook, Form 1 & Marketing Guidelines (Ontario Management exam only)
  • [NEW] RIB Act & Regulations Exam (60 Questions)

Supplementary Material (for Alberta Level 3 students only)

  • Alberta Level 3 Supplement

Final Review

  • Final Check-up
  • [NEW] Computer Generated Final Exam (20/70 Questions)

[NEW] Lectures (Audio-only Version)

  • NOTICE
  • Chapter 1 Audio Lecture
  • Chapter 2 Audio Lecture
  • Chapter 3 Audio Lecture
  • Chapter 4 Audio Lecture
  • Chapter 5 Audio Lecture
  • Chapter 6 Audio Lecture
  • Chapter 7 Audio Lecture
  • Chapter 8 Audio Lecture
  • Chapter 9 Audio Lecture
  • Chapter 10 Audio Lecture
  • RIBO Act Audio Lecture
  • Ontario Regulations Audio Lecture
  • Ontario By-laws Audio Lecture

Conclusion

  • Ending Remarks

pricing

RIBO 1 Course

OR ONTARIO LEVEL 1


$249.00


PNC Learning's instructor-led online RIBO 1 course prepares you for the RIBO 1 exam in Ontario

  • Introduction
  • Lecture Downloads
  • Specific Modules
  • Midterm Review
  • Final Review
  • Audio Lectures
  • Conclusion

Secure Payment.

OTL

Exam Prep Course


$249.00


PNC Learning's instructor-led online (Other Than Life) OTL exam prep course prepares you for the Other Than Life exam in Ontario.

  • Introduction
  • Lecture Downloads
  • Specific Modules
  • Midterm Review
  • Audio Lectures
  • Conclusion

Secure Payment.

RIBO 2 Technical

CAIB 2 + CAIB 3 Bundle


$349.00


PNC Learning's instructor-led online CAIB 2 & CAIB 3 Exam Prep Courses prepare you for CAIB* 2 & CAIB* 3 exams across Canada, your Level 2 license in BC, SK, MB, NB, NS, PEI, NF, and your RIBO** 2 (Unrestricted - Technical) exam in ON

  • Introduction
  • Lecture Downloads
  • Specific Modules
  • Midterm Review
  • Final Review
  • Audio Lectures
  • Conclusion

Secure Payment.

RIBO 3 Management

CAIB 4


$249.00


PNC Learning's instructor-led online CAIB 4 Exam Prep Course prepares you for CAIB® 4 exam in Canada, your Level 3 license in BC, AB, SK, MB, NB, NS, PEI, NF and your RIBO** 3 (Unrestricted - Management) exam in ON

  • Introduction
  • Lecture Downloads
  • Specific Modules
  • Midterm Review
  • Final Review
  • Audio Lectures
  • Conclusion

Secure Payment.

RIBO 1 & 2

(Unrestricted - Technical) Course Bundle


$449.00


The instructor-led online RIBO 1 course and RIBO 2 courses prepares you for the RIBO** Level 1 & 2 (Technical) exams in Ontario

  • RIBO 1 + RIBO 2 Bundle
  • Introduction
  • Lecture Downloads
  • Specific Modules
  • Midterm Review
  • Final Review
  • Audio Lectures
  • Conclusion

Secure Payment.

Need courses to help get licensing in Ontario?

PNC Learning's instructor-led online (Other Than Life) OTL exam prep course prepares you for the Other Than Life exam in Ontario.

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PNC LEARNING

PNC Learning was started by insurance professionals for insurance professionals.

Our goal is to help you get a strong start in the industry and assist you as you seek to learn more and move up in the industry.