PNC LEARNING
PNC Learning was started by insurance professionals for insurance professionals.
Our goal is to help you get a strong start in the industry and assist you as you seek to learn more and move up in the industry.
INSURANCE LICENSING AND ACCREDITED CONTINUING EDUCATION COURSES
Your Path to Getting Your Insurance License in Texas Starts Here
300+ 5 Star Reviews on Google. Start a FREE trial today and save $10 off any course or bundle!
Pass your exam in weeks and start your career selling home, auto, and business insurance across Texas.
Why Choose PNC Learning for Your Texas Insurance License?
The PNC Learning Difference
SIMPLE LANGUAGE
Struggling with dense study materials? We teach complex insurance concepts in plain, jargon-free language so things actually stick.
DEDICATED COURSE TUTOR
Stuck on a concept? Don't spend hours digging for answers. Get help from a licensed instructor when you need it.
GUARANTEED PASS†
PNC offers 8 months of access and a structured path to passing your exam. If you don't pass the first time, come back and study for free until you do. Pass your Texas P&C exam in as little as 4 weeks.
CAREER SUPPORT
PNC isn't done when you pass your exam. We’ll help with resume review and connections to hiring brokerages, so the next step is easier, too.
Is insurance a good career in Texas?
Texas is one of the largest insurance markets in the US — and with 30+ cities topping 100,000 people, there's no shortage of clients who need coverage for their homes, cars, and businesses. It's a recession-resistant industry with strong income potential. According to Salary.com, the average insurance agent in Texas earns around $83,023/year.
With some of the best student reviews in the industry and thousands of enrollments across North America, our Texas course gives you what you need to pass your property and casualty exam and start your career as a licensed insurance agent.
Is an Insurance Prep Course Right for You?
Considering an insurance prep course? It's a good fit if you live in Texas and...
- Are considering a career change to insurance
- Are a new graduate looking to break into the industry
- Are already working in insurance and want to pass your licensing exam
- Are interested in a flexible side income or commission-based career
- Are a newcomer to the US and need to meet Texas licensing requirements
Steps to Become an Insurance Professional in Texas
PNC Learning's Texas property and casualty course prepares you to pass the Texas P&C licensing exam.
Property & Casualty License
The General Lines P&C license is issued by the Texas Department of Insurance (TDI) and allows you to sell auto insurance, homeowners insurance, commercial property coverage, and more across the state.
Texas P&C agents represent insurance companies and sell their products to clients. No employer sponsorship is required to get licensed; you just need to pass the exam, clear a background check, and apply.
What this license lets you sell:
- Auto insurance
- Homeowners and renters insurance
- Commercial property and liability insurance
- Flood insurance
- Workers' compensation
Other Than Life (OTL)
The OTL license is for students who want to become insurance agents and represent one insurance company and offer products from one insurer.
- With this license, you can get an insurance job with a licensed insurer, sell insurance products like auto insurance, home insurance, and more.
- Needed to apply for the license with the FSRA
RIBO 1
Insurance brokers are more independent and represent various insurance companies, offering their clients the best choice of products and insurers.
- As a Level 1 broker, you must work from the office (WFH has changed that) or be heavily supervised otherwise.
RIBO 2 - Technical
*RIBO 1 is needed to take this course.
Work more independently, meet clients in their homes, offices, etc., to transact insurance business.
- Work as an independent producer, owning and building your own book of business you can later sell (usually for 2-2.5x commission revenue).
RIBO 3 - Management
*RIBO 1 and 2 are needed to take this course
Move into a management role, or even start and run your own brokerage.
RIBO 1 & 2 Bundle
Combine RIBO 1 & 2 for a lower price
This course is for anyone wanting to get started in insurance and get their license to sell home, auto and business insurance independently in Ontario.
A RIBO 2 license allows brokers to take on a broader range of responsibilities, handling more complex technical and commercial insurance matters.
RIBO 1, 2 & 3 Bundle
Combine RIBO 1, 2 & 3 for the lowest price.
This course supplement covers: RIB Act, By-laws, Regulations, and Ontario Auto Insurance to prepare you for the RIBO Equivalency exam to convert your license (OTL or Extra Provincial) into a RIBO license.
RIBO Equivalancy
If you’re licensed in another province or you already have your OTL license, the RIBO Equivalency Course will allow you to convert your license into an equivalent RIBO license.
Ex:
- OTL -> RIBO 1
- Level 2 -> RIBO 2
- Level 1 -> RIBO 1
LLQP
The LLQP is required to sell life insurance and accident and sickness insurance in Canada. The LLQP certification is applicable across all of Canada.
What’s Included
PNC Learning offers a structured, supportive approach to help students pass their Texas property and casualty licensing exam. Here's what you get:
Meet Your Instructor
Jacques Wong
Lead Instructor
Jacques has worked in education since 2009 and has been in the insurance industry since 2013.
Since starting the industry, he has won 2 awards for academic excellence on 2 different occasions for achieving the highest exam scores.
He has adapted his own study materials, blended it with his educational background and brings his ability to simplify complex ideas to students through these online courses.
Outside of his day job as a insurance broker, he lends his industry expertise to readers by writing for Insuranceopedia.
More Reviews
PNC Learning reviews
★★★★★
I was very satisfied with the ease and clarity of my experience with PNC Learning. Course content was relevant and testing matched content. Highly recommended.
Charles Brooks
★★★★★
I recently completed my exam using the PNC Learning course and passed with an 82%. The material was highly practical and well-structured, making complex concepts much more manageable. The team was consistently responsive and supportive, and the community section provided helpful explanations throughout.
★★★★★
I would highly recommend PNC Learning to anyone! The videos were easy to follow. As someone with a learning disability I was able to slow them down and take notes I could understand. The practice exams were very helpful too. Jaques is knowledgeable and friendly, always offering support and accepting feedback.
★★★★★
Jacques and his team were very helpful throughout the course. The reading material, videos and audio tools were a great resource, not to mention all the mock exams on each phase. Thank you Jacques, I passed Level 1!
Frequently Asked Questions
Getting your Texas P&C license runs about $300 in total fees. That breaks down as roughly $149 for your prep course with PNC Learning, $23-$43 for the exam, $40 for your fingerprinting, and a $50 application fee.
Yes. The Texas Department of Insurance (TDI) requires anyone selling insurance in Texas to hold the appropriate license for their line of authority. To sell property and casualty products (home, auto, commercial), you need a General Lines P&C license.
Texas has one of the most active insurance markets in the US, driven by its size, weather risk, and fast-growing population. It's a stable, commission-friendly industry — and agents who build a client base have strong earning potential over time. According to Salary.com, the average insurance agent in Texas earns around $83,023/year.
Most students are exam-ready within 2–4 weeks of focused study. After passing, you'll need to clear a fingerprint background check and submit your license application through Sircon or NIPR. The full process from starting your course to receiving your license typically takes 3–6 weeks.
You can reschedule through Pearson VUE after a 24-hour waiting period — there's no limit on retakes. With PNC's pass guarantee, you keep full access to the course until you pass, so you can go back, review the areas where you lost marks, and sit again with confidence.
Join Thousands of Successful Graduates
Get licensed in just weeks with flexible, self-paced courses and guaranteed support from experienced tutors.
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IMPORTANT NOTICE: CAIB® (Canadian Accredited Insurance Broker) is a registered certification mark owned by the Insurance Brokers Association of Canada (IBAC). Use of the CAIB® designation by a broker requires the approval of IBAC’s Board of Directors. PNC Learning is not affiliated with, approved by, endorsed by, licensed by, or sponsored by IBAC. The services offered by PNC Learning are independent exam preparation services only. Completion of any PNC Learning preparation services does not satisfy any requirement of the CAIB® certification process. The CAIB® designation can only be earned by completing the official CAIB educational programming and examinations administered by IBAC through its provincial Member Associations .
† Pass guarantee subject to eligibility conditions. See our Terms of Service for full details.
**RIBO® is a registered trademark of Registered Insurance Brokers of Ontario, which is not affiliated with and does not endorse PNC Learning or services provided by PNC Learning. The services provided by PNC learning are third party services offered to prepare for the RIBO examination and certification program administered by RIBO.
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