PNC LEARNING
PNC Learning was started by insurance professionals for insurance professionals.
Our goal is to help you get a strong start in the industry and assist you as you seek to learn more and move up in the industry.
INSURANCE LICENSING AND ACCREDITED CONTINUING EDUCATION COURSES
Your Path to Becoming a Licensed Insurance Broker in Ontario Starts Here
300+ 5 Star Reviews on Google. Start a FREE trial today and save $10 off any course or bundle!
Fast-track your career in insurance. Get licensed in weeks and join thousands of successful brokers.
Why Choose PNC Learning for Your Ontario Insurance License?
The PNC Learning Difference
SIMPLE LANGUAGE
Struggling with the HUGE and expensive textbook? We teach complex concepts in a simple & jargon-free way
DEDICATED COURSE TUTOR
Stuck on a concept? Don't waste hours searching for answers. Get help from a licensed instructor.
GUARANTEED PASS†
With an 83% passing rate, PNC offers the longest enrolment period and fastest path to success in the industry. Our course is designed so you can pass your insurance licensing exam in as little as 4 weeks and be ready to apply for your insurance license.
Is Insurance a Good Career in Ontario?
Whether you want to sell home, auto, or business insurance, this is a great industry to make a career in – you’re helping protect people from financial ruin. It’s recession-proof and relatively high-paying. Salaryexpert.com says that the average insurance brokers in Ontario earn a salary of $83,735/year.
With some of the best student reviews in the industry and over 91,473 enrollments, our Ontario courses give you what you need to earn your insurance license and start your career as an Ontario insurance broker in less than three weeks.
Is an Insurance Prep Course Right for You?
Considering an insurance prep course? These courses are ideal for you if you live in Ontario and...
- Are considering a career change to insurance
- Are a new graduate looking to enter the insurance industry
- Are a newcomer to Canada with insurance experience and need to meet Ontario’s licensing requirements
- Are already working in the insurance sector and want to advance your career
- Are interested in a side hustle to supplement your day job or retirement
Steps to Become an Insurance Broker in Ontario
PNC Learning offers the following courses to help you get licensed to practice insurance in Ontario.
The OTL license is for students who want to become insurance agents and represent one insurance company and offer products from one insurer.
- With this license, you can get an insurance job with a licensed insurer, sell insurance products like auto insurance, home insurance, and more.
- Needed to apply for the license with the FSRA
Insurance brokers are more independent and represent various insurance companies, offering their clients the best choice of products and insurers.
- As a Level 1 broker, you must work from the office (WFH has changed that) or be heavily supervised otherwise.
*RIBO 1 is needed to take this course.
Work more independently, meet clients in their homes, offices, etc., to transact insurance business.
- Work as an independent producer, owning and building your own book of business you can later sell (usually for 2-2.5x commission revenue).
*RIBO 1 and 2 are needed to take this course
Move into a management role, or even start and run your own brokerage.
Combine RIBO 1 & 2 for a lower price
This course is for anyone wanting to get started in insurance and get their license to sell home, auto and business insurance independently in Ontario.
A RIBO 2 license allows brokers to take on a broader range of responsibilities, handling more complex technical and commercial insurance matters.
Combine RIBO 1, 2 & 3 for the lowest price.
This course supplement covers: RIB Act, By-laws, Regulations, and Ontario Auto Insurance to prepare you for the RIBO Equivalency exam to convert your license (OTL or Extra Provincial) into a RIBO license.
If you’re licensed in another province or you already have your OTL license, the RIBO Equivalency Course will allow you to convert your license into an equivalent RIBO license.
Ex:
- OTL -> RIBO 1
- Level 2 -> RIBO 2
- Level 1 -> RIBO 1
The LLQP is required to sell life insurance and accident and sickness insurance in Canada. The LLQP certification is applicable across all of Canada.
The OTL license is for students who want to become insurance agents and represent one insurance company and offer products from one insurer.
- With this license, you can get an insurance job with a licensed insurer, sell insurance products like auto insurance, home insurance, and more.
- Needed to apply for the license with the FSRA
Insurance brokers are more independent and represent various insurance companies, offering their clients the best choice of products and insurers.
- As a Level 1 broker, you must work from the office (WFH has changed that) or be heavily supervised otherwise.
*RIBO 1 is needed to take this course.
Work more independently, meet clients in their homes, offices, etc., to transact insurance business.
- Work as an independent producer, owning and building your own book of business you can later sell (usually for 2-2.5x commission revenue).
*RIBO 1 and 2 are needed to take this course
Move into a management role, or even start and run your own brokerage.
Combine RIBO 1 & 2 for a lower price
This course is for anyone wanting to get started in insurance and get their license to sell home, auto and business insurance independently in Ontario.
A RIBO 2 license allows brokers to take on a broader range of responsibilities, handling more complex technical and commercial insurance matters.
Combine RIBO 1, 2 & 3 for the lowest price.
This course supplement covers: RIB Act, By-laws, Regulations, and Ontario Auto Insurance to prepare you for the RIBO Equivalency exam to convert your license (OTL or Extra Provincial) into a RIBO license.
If you’re licensed in another province or you already have your OTL license, the RIBO Equivalency Course will allow you to convert your license into an equivalent RIBO license.
Ex:
- OTL -> RIBO 1
- Level 2 -> RIBO 2
- Level 1 -> RIBO 1
The LLQP is required to sell life insurance and accident and sickness insurance in Canada. The LLQP certification is applicable across all of Canada.
The OTL license is for students who want to become insurance agents and represent one insurance company and offer products from one insurer.
- With this license, you can get an insurance job with a licensed insurer, sell insurance products like auto insurance, home insurance, and more.
- Needed to apply for the license with the FSRA
Insurance brokers are more independent and represent various insurance companies, offering their clients the best choice of products and insurers.
- As a Level 1 broker, you must work from the office (WFH has changed that) or be heavily supervised otherwise.
*RIBO 1 is needed to take this course.
Work more independently, meet clients in their homes, offices, etc., to transact insurance business.
- Work as an independent producer, owning and building your own book of business you can later sell (usually for 2-2.5x commission revenue).
*RIBO 1 is needed to take this course.
Work more independently, meet clients in their homes, offices, etc., to transact insurance business.
- Work as an independent producer, owning and building your own book of business you can later sell (usually for 2-2.5x commission revenue).
*RIBO 1 and 2 are needed to take this course
Move into a management role, or even start and run your own brokerage.
Combine RIBO 1 & 2 for a lower price
This course is for anyone wanting to get started in insurance and get their license to sell home, auto and business insurance independently in Ontario.
A RIBO 2 license allows brokers to take on a broader range of responsibilities, handling more complex technical and commercial insurance matters.
Combine RIBO 1, 2 & 3 for the lowest price.
This course supplement covers: RIB Act, By-laws, Regulations, and Ontario Auto Insurance to prepare you for the RIBO Equivalency exam to convert your license (OTL or Extra Provincial) into a RIBO license.
If you’re licensed in another province or you already have your OTL license, the RIBO Equivalency Course will allow you to convert your license into an equivalent RIBO license.
Ex:
- OTL -> RIBO 1
- Level 2 -> RIBO 2
- Level 1 -> RIBO 1
The LLQP is required to sell life insurance and accident and sickness insurance in Canada. The LLQP certification is applicable across all of Canada.
The OTL license is for students who want to become insurance agents and represent one insurance company and offer products from one insurer.
- With this license, you can get an insurance job with a licensed insurer, sell insurance products like auto insurance, home insurance, and more.
- Needed to apply for the license with the FSRA
Insurance brokers are more independent and represent various insurance companies, offering their clients the best choice of products and insurers.
- As a Level 1 broker, you must work from the office (WFH has changed that) or be heavily supervised otherwise.
*RIBO 1 is needed to take this course.
Work more independently, meet clients in their homes, offices, etc., to transact insurance business.
- Work as an independent producer, owning and building your own book of business you can later sell (usually for 2-2.5x commission revenue).
*RIBO 1 is needed to take this course.
Work more independently, meet clients in their homes, offices, etc., to transact insurance business.
- Work as an independent producer, owning and building your own book of business you can later sell (usually for 2-2.5x commission revenue).
*RIBO 1 and 2 are needed to take this course
Move into a management role, or even start and run your own brokerage.
Combine RIBO 1 & 2 for a lower price
This course is for anyone wanting to get started in insurance and get their license to sell home, auto and business insurance independently in Ontario.
A RIBO 2 license allows brokers to take on a broader range of responsibilities, handling more complex technical and commercial insurance matters.
Combine RIBO 1, 2 & 3 for the lowest price.
This course supplement covers: RIB Act, By-laws, Regulations, and Ontario Auto Insurance to prepare you for the RIBO Equivalency exam to convert your license (OTL or Extra Provincial) into a RIBO license.
If you’re licensed in another province or you already have your OTL license, the RIBO Equivalency Course will allow you to convert your license into an equivalent RIBO license.
Ex:
- OTL -> RIBO 1
- Level 2 -> RIBO 2
- Level 1 -> RIBO 1
The LLQP is required to sell life insurance and accident and sickness insurance in Canada. The LLQP certification is applicable across all of Canada.
Other Than Life (OTL)
The OTL license is for students who want to become insurance agents and represent one insurance company and offer products from one insurer.
- With this license, you can get an insurance job with a licensed insurer, sell insurance products like auto insurance, home insurance, and more.
- Needed to apply for the license with the FSRA
RIBO 1
Insurance brokers are more independent and represent various insurance companies, offering their clients the best choice of products and insurers.
- As a Level 1 broker, you must work from the office (WFH has changed that) or be heavily supervised otherwise.
RIBO 2 - Technical
*RIBO 1 is needed to take this course.
Work more independently, meet clients in their homes, offices, etc., to transact insurance business.
- Work as an independent producer, owning and building your own book of business you can later sell (usually for 2-2.5x commission revenue).
RIBO 3 - Management
*RIBO 1 and 2 are needed to take this course
Move into a management role, or even start and run your own brokerage.
RIBO 1 & 2 Bundle
Combine RIBO 1 & 2 for a lower price
This course is for anyone wanting to get started in insurance and get their license to sell home, auto and business insurance independently in Ontario.
A RIBO 2 license allows brokers to take on a broader range of responsibilities, handling more complex technical and commercial insurance matters.
RIBO 1, 2 & 3 Bundle
Combine RIBO 1, 2 & 3 for the lowest price.
This course supplement covers: RIB Act, By-laws, Regulations, and Ontario Auto Insurance to prepare you for the RIBO Equivalency exam to convert your license (OTL or Extra Provincial) into a RIBO license.
RIBO Equivalancy
If you’re licensed in another province or you already have your OTL license, the RIBO Equivalency Course will allow you to convert your license into an equivalent RIBO license.
Ex:
- OTL -> RIBO 1
- Level 2 -> RIBO 2
- Level 1 -> RIBO 1
LLQP
The LLQP is required to sell life insurance and accident and sickness insurance in Canada. The LLQP certification is applicable across all of Canada.
What’s Included
PNC Learning offers a streamlined and supportive approach to help students succeed in their insurance licensing exams. Here's a breakdown of what’s included and how it works:
Meet Your Instructor
Jacques Wong
Lead Instructor
Jacques has worked in education since 2009 and has been in the insurance industry since 2013. In 2015, he won an Insurance Brokers Association award for academic excellence after scoring 97% in CAIB 3 and again in 2019 for scoring 96% in CAIB 4.
He has adapted his own study materials, blended it with his educational background and brings his ability to simplify complex ideas to students through these online courses.
Outside of his day job as a insurance broker, he lends his industry expertise to readers by writing for Insuranceopedia.
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More Social Reviews
This course provides everything you need to pass the RIBO test and more
"The quality of this learning course is unmatched. This course provides everything you need to pass the RIBO test and more. If it wasn't for this course I would not have got the e-mail today saying I am now a verified RIBO member. Not only is this course very user-friendly and easy to use, my mentor, Jack, answered all my questions I had with almost immediate responses even at ridiculous hours. I would highly recommend this course to anyone who is looking to get into the insurance broker industry."
Aaron L (Billyard Insurance Group), Ontario
(Course Taken: RIBO 1 Course)
"
The course is set up well and easy to follow and understand
"Today I found out that I passed my CAIB* 2 Exam! What an accomplishment! Jack, the material that you have provided in your course was easy to absorb in a short amount of time! Driving around with your lectures on repeat helped immensely! I am excited to let you know that I have referred a couple colleagues to you AND have registered for your CAIB* 3 Course. Thanks again!"
Sara L, Alberta, The Co-operators
(Courses Taken: CAIB* 2 & 3)
"
Frequently Asked Questions
The insurance licensing process in Ontario costs about $400.
Getting your OTL or RIBO Level 1 insurance license in Ontario costs $249 in course fees.
The RIBO 1 exam fee is $300 and the OTL is $250.
After passing the exam, you can apply for your license. To become a General Insurance Agent regulated by the Financial Services Regulatory Authority of Ontario. The application costs $150 for 2 years.
To become an insurance broker regulated by RIBO, the application fee is $220 annually.
Yes, to sell insurance in Ontario, you must obtain the appropriate license. The specific license required depends on the type of insurance you intend to sell. To sell general insurance products, you need a General Insurance Agent license. To sell life insurance, you need a Life Insurance Agent License. To be an insurance broker representing multiple insurers, you must be licensed by the Registered Insurance Brokers of Ontario (RIBO).
Pursuing a career in insurance in Ontario offers numerous advantages. You're helping protect people from financial ruin; it's recession-proof and relatively high-paying. Salaryexpert.com says that the average insurance broker in Canada earns $104,427/yr.
Join Thousands of Successful Graduates
Get licensed in just weeks with flexible, self-paced courses and guaranteed support from experienced tutors.
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IMPORTANT NOTICE: CAIB® (Canadian Accredited Insurance Broker) is a registered certification mark owned by the Insurance Brokers Association of Canada (IBAC). Use of the CAIB® designation by a broker requires the approval of IBAC’s Board of Directors. PNC Learning is not affiliated with, approved by, endorsed by, licensed by, or sponsored by IBAC. The services offered by PNC Learning are independent exam preparation services only. Completion of any PNC Learning preparation services does not satisfy any requirement of the CAIB® certification process. The CAIB® designation can only be earned by completing the official CAIB educational programming and examinations administered by IBAC through its provincial Member Associations .
† Pass guarantee subject to eligibility conditions. See our Terms of Service for full details.
**RIBO® is a registered trademark of Registered Insurance Brokers of Ontario, which is not affiliated with and does not endorse PNC Learning or services provided by PNC Learning. The services provided by PNC learning are third party services offered to prepare for the RIBO examination and certification program administered by RIBO.
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