PNC LEARNING
PNC Learning was started by insurance professionals for insurance professionals.
Our goal is to help you get a strong start in the industry and assist you as you seek to learn more and move up in the industry.
INSURANCE LICENSING AND ACCREDITED CONTINUING EDUCATION COURSES
Your Path to Becoming a Licensed Insurance Broker in BC Starts Here
300+ 5 Star Reviews on Google. Start a FREE trial today and save $10 off any course or bundle!
Fast-track your career in insurance. Get ready for your licensing exam join thousands of successful brokers.
Why Choose PNC Learning for Your BC Insurance License?
The PNC Learning Difference
SIMPLE LANGUAGE
Looking for focused, easy-to-use prep materials? We teach complex concepts in a simple & jargon-free way
DEDICATED COURSE TUTOR
Stuck on a concept? Don't waste hours searching for answers. Get help from a licensed instructor.
GUARANTEED PASS†
With an 83% passing rate, PNC offers the longest enrolment period and fastest path to success in the industry. Our course is designed so you can pass your insurance licensing exam in as little as 4 weeks and be ready to apply for your insurance license.
Is insurance a good career in BC?
Whether you want to sell home, auto, or business insurance, this is a great industry to make a career in – you’re helping protect people from financial ruin. It’s recession-proof and relatively high-paying. Salaryexpert.com says that the average insurance broker in BC earns a salary of $83,735/year.
With some of the best student reviews in the industry and over 91,473 enrollments, our BC courses give you what you need to earn your insurance license and start your career as a BC insurance broker in less than three weeks.
Is an Insurance Prep Course Right for You?
Considering an insurance prep course? These courses are ideal for you if you live in BC and...
- Are considering a career change to insurance
- Are a new graduate looking to enter the insurance industry
- Are a newcomer to Canada with insurance experience and need to meet BC’s licensing requirements
- Are looking for a “White Collar” job with Canadian credentials
- Are already working in the insurance sector and want to advance your career
- Are interested in a side hustle to supplement your day job or retirement
Steps to Become an Insurance Professional in BC
PNC Learning offers the following courses to help you get licensed to practice insurance in BC.
While there are different paths to get licensed in all levels, we recommend the following one:
Fundamentals of Insurance -> CAIB 3 -> CAIB 2 -> CAIB 4 -> CAIB 1 (Optional)
While we recommend that most people start out getting their license via Fundamentals of Insurance (FOI), the CAIB course is another option to obtain your Level 1 license.
Begin your career in the insurance industry, working under supervision.
This certification allows you to understand the basics of the insurance industry, including policy types, risk management, and claims handling.
There are no prerequisites required to take this course.
This course is for Level 1 licensees who want to obtain their Level 2 license. Students must pass both CAIB 2 & CAIB 3 to get the Level 2 license.
Take on more complex responsibilities, such as dealing with more intricate commercial property insurance policies.
Work more independently, meeting clients in their homes or offices to transact insurance business.
With a Level 2 license, you can:
- Build your own book of business, which you can later sell for a multiple of commission revenue.
- Move into leadership or management positions, where you could manage teams or supervise other brokers
This course is for Level 1 licensees who want to obtain their Level 2 license. Students must pass both CAIB 2 & CAIB 3 to get the Level 2 license.
Manage more sophisticated insurance transactions and take on higher-level responsibilities, such as handling larger commercial liability accounts and providing expert advice to clients on niche products like bonds and marine/aviation.
With a Level 2 license, you can:
- Build your own book of business, which you can later sell for a multiple of commission revenue.
- Move into leadership or management positions, where you could manage teams or supervise other brokers
This course is for Level 2 licensees who want to obtain your Level 3 license.
CAIB 4 allows you to move into a management role, or even start and run your own brokerage. With your Level 3 license, you can handle high-level strategic and operational tasks in an insurance brokerage
Combine FOI/CAIB 1, 2, 3 & 4 and get all 3 license levels for the lowest price.
Bundle up and save $450 for access to all 4 CAIB courses
This bundle is for Level 1 licensees wanting to get a Level 2 license.
Combine CAIB 2, 3 & 4 for a lower price to get your level 2 license.
Bundle up and save $100 for access to BOTH CAIB 2 & CAIB 3
This bundle is for Level 1 licensees wanting to get a Level 2 & 3 license.
Combine CAIB 2, 3 & 4 for a lower price to get your level 2 & 3 license.
Bundle up and save $200 for access to CAIB 2, CAIB 3 & CAIB 4 courses.
The Fundamentals of Insurance license is for students who want to become insurance brokers and/or agents. As a beginners course that prepares you for your Level 1 license, there are no prerequisites required to take this course.
Insurance brokers are independent and represent various insurance companies, offering their clients the best choice of products and insurers.
Insurance agents represent one insurance company and offer products from one insurer. In BC, these are the same thing and require the same license.
With this Level 1 license, you can:
- Sell insurance products like auto insurance (Autoplan), home insurance, and more.
- Get an insurance job with a licensed insurance brokerage
While we recommend that most people start out getting their license via Fundamentals of Insurance (FOI), the CAIB course is another option to obtain your Level 1 license.
Begin your career in the insurance industry, working under supervision.
This certification allows you to understand the basics of the insurance industry, including policy types, risk management, and claims handling.
There are no prerequisites required to take this course.
This course is for Level 1 licensees who want to obtain their Level 2 license. Students must pass both CAIB 2 & CAIB 3 to get the Level 2 license.
Take on more complex responsibilities, such as dealing with more intricate commercial property insurance policies.
Work more independently, meeting clients in their homes or offices to transact insurance business.
With a Level 2 license, you can:
- Build your own book of business, which you can later sell for a multiple of commission revenue.
- Move into leadership or management positions, where you could manage teams or supervise other brokers
This course is for Level 1 licensees who want to obtain their Level 2 license. Students must pass both CAIB 2 & CAIB 3 to get the Level 2 license.
Manage more sophisticated insurance transactions and take on higher-level responsibilities, such as handling larger commercial liability accounts and providing expert advice to clients on niche products like bonds and marine/aviation.
With a Level 2 license, you can:
- Build your own book of business, which you can later sell for a multiple of commission revenue.
- Move into leadership or management positions, where you could manage teams or supervise other brokers
This course is for Level 2 licensees who want to obtain your Level 3 license.
CAIB 4 allows you to move into a management role, or even start and run your own brokerage. With your Level 3 license, you can handle high-level strategic and operational tasks in an insurance brokerage.
Combine FOI/CAIB 1, 2, 3 & 4 and get all 3 license levels for the lowest price.
Bundle up and save $450 for access to all 4 CAIB courses
This bundle is for Level 1 licensees wanting to get a Level 2 license.
Combine CAIB 2, 3 & 4 for a lower price to get your level 2 license.
Bundle up and save $100 for access to BOTH CAIB 2 & CAIB 3
This bundle is for Level 1 licensees wanting to get a Level 2 & 3 license.
Combine CAIB 2, 3 & 4 for a lower price to get your level 2 & 3 license.
Bundle up and save $200 for access to CAIB 2, CAIB 3 & CAIB 4 courses.
Fundamentals of Insurance
The Fundamentals of Insurance license is for students who want to become insurance brokers and/or agents. As a beginners course that prepares you for your Level 1 license, there are no prerequisites required to take this course.
Insurance brokers are independent and represent various insurance companies, offering their clients the best choice of products and insurers.
Insurance agents represent one insurance company and offer products from one insurer. In BC, these are the same thing and require the same license.
With this Level 1 license, you can:
- Sell insurance products like auto insurance (Autoplan), home insurance, and more.
- Get an insurance job with a licensed insurance brokerage
CAIB 1
While we recommend that most people start out getting their license via Fundamentals of Insurance (FOI), the CAIB course is another option to obtain your Level 1 license.
Begin your career in the insurance industry, working under supervision.
This certification allows you to understand the basics of the insurance industry, including policy types, risk management, and claims handling.
There are no prerequisites required to take this course.
This course is for Level 1 licensees who want to obtain their Level 2 license. Students must pass both CAIB 2 & CAIB 3 to get the Level 2 license.
Take on more complex responsibilities, such as dealing with more intricate commercial property insurance policies.
Work more independently, meeting clients in their homes or offices to transact insurance business.
With a Level 2 license, you can:
- Build your own book of business, which you can later sell for a multiple of commission revenue.
- Move into leadership or management positions, where you could manage teams or supervise other brokers
This course is for Level 1 licensees who want to obtain their Level 2 license. Students must pass both CAIB 2 & CAIB 3 to get the Level 2 license.
Manage more sophisticated insurance transactions and take on higher-level responsibilities, such as handling larger commercial liability accounts and providing expert advice to clients on niche products like bonds and marine/aviation.
With a Level 2 license, you can:
- Build your own book of business, which you can later sell for a multiple of commission revenue.
- Move into leadership or management positions, where you could manage teams or supervise other brokers
CAIB 4
This course is for Level 2 licensees who want to obtain your Level 3 license.
CAIB 4 allows you to move into a management role, or even start and run your own brokerage. With your Level 3 license, you can handle high-level strategic and operational tasks in an insurance brokerage.
CAIB 1, 2, 3 & 4 Bundle
Combine FOI/CAIB 1, 2, 3 & 4 and get all 3 license levels for the lowest price.
Bundle up and save $450 for access to all 4 CAIB courses
Level 2 (CAIB 2 & 3) Bundle
This bundle is for Level 1 licensees wanting to get a Level 2 license.
Combine CAIB 2, 3 & 4 for a lower price to get your level 2 license.
Bundle up and save $100 for access to BOTH CAIB 2 & CAIB 3
Level 2 & 3 (CAIB 2, 3 & 4) Bundle
This bundle is for Level 1 licensees wanting to get a Level 2 & 3 license.
Combine CAIB 2, 3 & 4 for a lower price to get your level 2 & 3 license.
Bundle up and save $200 for access to CAIB 2, CAIB 3 & CAIB 4 courses.
What’s Included
PNC Learning offers a streamlined and supportive approach to help students succeed in their insurance licensing exams. Here's a breakdown of what’s included and how it works:
Meet Your Instructor
Jacques Wong
Lead Instructor
Jacques has worked in education since 2009 and has been in the insurance industry since 2013. In 2015, he won an Insurance Brokers Association award for academic excellence after scoring 97% in CAIB 3 and again in 2019 for scoring 96% in CAIB 4.
He has adapted his own study materials, blended it with his educational background and brings his ability to simplify complex ideas to students through these online courses.
Outside of his day job as a insurance broker, he lends his industry expertise to readers by writing for Insuranceopedia.
我们可以用中文授课。联系我们。
More Social Reviews
Frequently Asked Questions
To obtain a Level 1 insurance license in British Columbia, you must complete a pre-licensing education course like the PNC Learning Fundamentals of Insurance course. After finishing the course, you will need to pass the appropriate Level 1 licensing exam (FOI or CAIB 1). Once you pass, you must submit your application for licensing, including a criminal record check, and pay the application fee. After receiving approval from the ICoBC, you will get your Level 1 insurance license.
To become an insurance broker in British Columbia, you must first obtain your Level 1 insurance license by completing the required education and passing the licensing exam. Afterward, you need to secure employment with a licensed insurance brokerage. To work as an independent broker, you must upgrade to a Level 2 license, which requires passing the Level 2 exam.
The cost to get an insurance license in British Columbia can vary depending on your chosen education program and the licensing fees.
The Fundamentals of Insurance Course costs $249 and the exam fee is $195.
The CAIB 1 Course is $249 and the exam fee is $395.
The Level 2 (CAIB 2 & 3) Course Bundle is $349 and the exam fee is $395 for each CAIB exam.
The CAIB 4 Course is $249 and the exam fee is $395.
Yes, you need a license to sell insurance in British Columbia. The Insurance Council of British Columbia regulates the sale of insurance in the province, and anyone wishing to sell insurance must hold a valid license. This ensures that individuals selling insurance have the necessary knowledge and training to provide accurate and responsible service to customers.
Pursuing a career in insurance in BC offers numerous advantages. You'll help protect people from financial ruin, and the career recession-proof and relatively high-paying. Salaryexpert.com says that the average insurance broker in Canada earns $104,427/yr.
Join Thousands of Successful Graduates
Get ready for your licensing exam in just weeks with flexible, self-paced courses and guaranteed support from experienced tutors.
© 2026 PNC Learning. All Rights Reserved.
IMPORTANT NOTICE: CAIB® (Canadian Accredited Insurance Broker) is a registered certification mark owned by the Insurance Brokers Association of Canada (IBAC). Use of the CAIB® designation by a broker requires the approval of IBAC’s Board of Directors. PNC Learning is not affiliated with, approved by, endorsed by, licensed by, or sponsored by IBAC. The services offered by PNC Learning are independent exam preparation services only. Completion of any PNC Learning preparation services does not satisfy any requirement of the CAIB® certification process. The CAIB® designation can only be earned by completing the official CAIB educational programming and examinations administered by IBAC through its provincial Member Associations .
† Pass guarantee subject to eligibility conditions. See our Terms of Service for full details.
**RIBO® is a registered trademark of Registered Insurance Brokers of Ontario, which is not affiliated with and does not endorse PNC Learning or services provided by PNC Learning. The services provided by PNC learning are third party services offered to prepare for the RIBO examination and certification program administered by RIBO.
*** Icons by Icons8