Last Updated on December 30, 2025 by Jacques Wong, B.Sc.
Saskatchewan has some of the most stringent continuing education (CE) credit requirements in Canada. To stay licensed, insurance professionals must complete the correct number of CE credit hours each term and ensure those courses meet Saskatchewan’s qualification rules.
This guide breaks down how many CE hours you need, what courses qualify, and how to track and report your credits, all in one place.
How Many CE Credit Hours Do I Need?
The number of CE credit hours you need depends on your licence type, years licensed, and professional designations.
General insurance licence holders require:
- 8 CE credit hours per year if you:
- Have been licensed continuously for 25 years or more, or
- Hold a professional designation such as CAIB, CIP, or CBIP
- 12 CE credit hours per year for all other general insurance licence holders
Restricted auto licence holders require:
- 3 CE credit hours per year
Life insurance licence holders require:
- 15 CE credit hours per year
Even if you are not a resident of Saskatchewan, you must still meet Saskatchewan’s CE requirements or be able to prove that you meet the CE requirements of your home province.
Can I Carry Over Credits?
No. Unlike in other provinces, the Insurance Council of Saskatchewan does not allow CE credits to be carried over from one licensing term to another.
All CE hours must:
- Be completed within the current licensing term, and
- Meet Saskatchewan’s CE eligibility requirements
Any extra credits earned in one term do not apply to future terms.
What Courses Qualify for CE Credit Hours?
To count toward Saskatchewan CE requirements, courses must be directly related to your licence type and completed through Insurance Council of Saskatchewan accredited course providers, such as PNC Learning, to ensure the content is compliant.
General Insurance
For the General Insurance (All Classes) license, all continuing education must be directly related to general insurance products/services or agency management. Courses or training focused on sales, technology, or motivational purposes do not qualify for hours.
If you hold a Restricted Auto license, all continuing education must be specifically related to auto insurance products.
General insurance and restricted auto licence holders must ensure that all CE:
- Is directly related to their licensed activities
- Meets Saskatchewan CE eligibility standards
Life Insurance
Life insurance license holders are required to complete 15 CE hours per year, with specific content requirements.
Of the 15 required CE hours per year:
- At least 10 hours must relate to:
- Life insurance products, or
- Accident & Sickness (A&S) insurance
- The remaining hours may include related topics such as segregated funds
Courses focused on sales techniques or motivation do not qualify for credits.
Mandatory ethics training (life insurance)
In addition to product-related CE, life insurance agents must complete Ethics CE, which is separate from their product-focused training.
Ethics requirements:
- 3 hours of Ethics CE in the year you become licensed
- 3 additional Ethics CE hours every 5 years after that
Ethics courses must be approved and cannot be substituted with general compliance or professional conduct training.
Other licence types
General insurance and restricted auto licence holders must ensure all CE:
- Is directly related to their licensed activities
- Meets Saskatchewan CE eligibility standards
Do Licensing Courses Count for CE Credits?
In most cases, licensing and designation courses do not count toward annual CE requirements.
Courses such as CAIB 2, CAIB 3, or CAIB 4 are typically considered qualification or designation courses, not continuing education, and therefore do not qualify for CE credits.
What Are My CE Credit Requirements If My License Is Suspended or Inactive?
If your licence becomes inactive or suspended, CE requirements may still apply when you seek reinstatement.
In many cases:
- Outstanding CE credits must be completed before your licence can be reinstated
- Credits usually need to be current and compliant, not from prior terms
- Additional conditions may apply depending on the length and reason for suspension
Always confirm reinstatement requirements directly with ICS before reapplying.
How Do I Get My CE Credit Hours for Saskatchewan?
PNC Learning is an accredited CE course provider with the Insurance Council of Saskatchewan. If you need hours, take a look at our accredited CE course subscriptions!
How To Track and Report Your CE hours
Record-keeping requirements
Insurance professionals are responsible for:
- Completing the required CE hours on time
- Keeping proof of course completion for a minimum of 4 years in case of an audit
Acceptable records include:
- Certificates of completion
- Course confirmations or transcripts
PNC Learning provides instant, downloadable CE certificates, so your records are always accessible and audit-ready. We also keep track of your certificates via your account to ensure you never lose a single certificate.
What happens if you miss the deadline?
Missing your CE deadline can result in:
- Licence suspension or non-renewal
- Administrative penalties
- Delays when attempting to reinstate your licence
Staying compliant is much easier when you:
- Complete courses throughout the year, so you don’t have to rush last minute
- Avoid last-minute course completion
- Keep all certificates in one place
PNC Learning’s dashboard helps you monitor progress and stay on track without stress.
Choose PNC Learning for The Best CE Option
Staying compliant with Saskatchewan’s CE requirements isn’t optional, but it doesn’t have to be complicated, time-consuming, or stressful.
Once you understand how many CE hours you need, which courses qualify, and how to track your credits properly, compliance becomes a routine part of your professional development, not a last-minute scramble.
With accredited courses, instant certificates, and progress tracking all in one place, PNC Learning helps Saskatchewan insurance professionals stay licensed with confidence. Whether you’re managing general insurance, restricted auto, or life insurance CE requirements, the right tools make all the difference.
Complete your CE requirements with the PNC CE subscription on your schedule, stay audit-ready year-round, and focus on what matters most, serving your clients and growing your career.